Generally, receiving medical attention is costly. However, such expenses rise greatly when a car accident happens. When time comes to pay off these debts you need to know what to do. It possible that failure to pay could lead to automatic payments taken out of a paycheck. This article will discuss how to handle medical expenses after a car accident.
It is important to contact a lawyer or the insurance carrier to ask about the settlement if that’s an option. However, if this option is not available immediately you may need to find other options. But before any decision is made, legal advice should be received first.
Insurance Coverage and Other Programs
There are many questions to be asked and in some cases many people to be contacted. As such, it is important that the right people are called and spoken to before researching alternative methods. The insurance carrier should be contacted with regards to questions about coverage to include medical compensation. If medical compensation makes up part of the policy then medical treatment may be paid by the insurance company. If other forms of insurance exist that cover additional or supplement bills these may be used. However, where neither medical nor car insurance policies are cover paying for medical expenses litigation may be a viable option.
Some programs that may be available to pay for healthcare received after sustaining injuries include Medical Payments Coverage. This program will also cover issues that have affected passengers in the same vehicle. The program itself does not take into consideration who is liable or negligent, however, healthcare co-payments may be included. It must be noted that some car insurance plans have these policies at an additional cost.
For legal advice on medical bill options during litigation, speak to your personal injury lawyer. For a free initial consultation contact the Vinson Law Office.