In most cases rear end collisions are caused by the driver behind the other vehicle. But the claim itself may not be that simple. If this accident happens to you, you have two claims. One claim is for the damage to your vehicle and the other is for your injuries. In the claim for damages to your vehicle, compensation is paid for your repairs or for the value of your vehicle. However, the insurance company will pay whichever is less. Therefore, if the value of your vehicle is less than how much it would be to get the vehicle repaired the insurance company will pay you for the value of the vehicle, and vice versa.
Note, the insurance company will also owe you for towing and storage expenses that you may incur. In other situations the insurance company may pay you for the diminished value of your vehicle after it has been repaired.
Insurance Adjusters and Compensation
Compensation for injuries is the portion that your insurance company will try to pay as little as possible. A common argument that the insurance company will make is that your medical treatment and bills were unreasonable. Or your lost wages claim is unsupported and that you are asking for too much for your pain and suffering. Therefore, many issues will be disputed when it comes to how much damages you suffered because of the accident.
One article stated, “Always remember that the insurance adjuster is not your friend. And his or her job is simply to pay you as little as possible as quickly as possible. So if the insurance adjuster can settle for $1 within one day that is exactly what they will pay you.”
To get compensation that you deserve for the injuries and damages is to speak to a Vinson Law attorney.
The Vinson Law Office is a law firm of professionals specializing in personal injury claims.