It is no secret insurance companies use insurance adjusters to promote their interests. Insurance adjusters have even been called sneaky because of the way they go about doing their jobs for insurance companies. This article will discuss some ways used by insurance adjusters to be ‘sneaky’.
Many articles posted on this blog have said that insurance adjusters are not your friend. However, they often fool victims by their niceness. The truth is insurance companies are in the business of making money not giving it away. It’s been said that adjusters are given a bonus for settling claims as quickly as possible for as little as possible.
Sneaky Insurance Adjuster Tactics
Whether the adjuster is from your insurer or the other driver’s one, they want to save money at all costs. And they do this by using some of the following methods:
- Delaying tactics – adjusters use delays to frustrate the victim and to get them desperate. Once the victim is desperate, they will want to settle as soon as possible. Often being desperate is linked to trying to avoid losing one’s car, home or being able to pay for basics and bills.
- Requesting for unnecessary information – to frustrate the victim adjusters request documents that are 10-30 years old for no real reason. The basic idea is to fish for information to discredit the victim’s claim or delay it.
- Request for a recorded statement – as other blog posts have mentioned previously do not give a recorded statement. A recorded statement allows the adjuster to use what you said against and out of context at a later date. It is not illegal to refuse to give a recorded statement.
Remember that everything you say and do is being watched very closely by the insurance adjuster. Do not even joke about your injuries or downplay how you are feeling.
When scheduling a meeting with an adjuster make it during normal working hours and do not go alone. Instead go with a lawyer, adult friend or relative this takes away the chance of them trying to mislead you.